Fidelity & Crime
Janitorial Services Bond
A janitorial services bond covers theft by a cleaning company's employees from the customers whose homes or offices they clean.
- Required by
- Customers and property managers as a condition of a contract; seldom required by law
- Bond amount
- Set by whoever requires the bond. We confirm it.
What this bond guarantees
This is a fidelity bond. It pays for a customer's property stolen by a covered employee while working on the customer's premises. Usually the customer claims against the cleaning company, which then claims on the bond, and most forms require the employee to be convicted.
Who needs it
- Commercial and residential cleaning companies
- Maid services
- Other service businesses whose workers enter customer premises
What the underwriter looks at
- Bond amount chosen
- Number of employees covered
- Prior theft claims
Requirements vary by state and by who asks for the bond. Send us the request you received and we will confirm exactly what it calls for.
Common questions
Does it cover theft from my own business?
No. A janitorial bond covers theft from your customers. To protect your own business from employee theft, look at an employee dishonesty bond.
Does an employee have to be convicted?
Most janitorial bond forms include a conviction clause, so coverage applies only after the employee is convicted. Read the form before you rely on it.