License & Permit
Home Inspector Bond
A license bond some states require before a home inspector can be licensed.
- Required by
- State home inspector licensing boards
- Bond amount
- Set by whoever requires the bond. We confirm it.
What this bond guarantees
The bond promises the state, and the homeowners and buyers the inspector works for, that the inspector will follow the state's licensing law. A customer harmed by a violation can make a claim against the bond. In North Carolina, the bond is one of three ways to meet the financial responsibility requirement.
Who needs it
- Licensed home inspectors in states that require a bond
- Home inspection companies
What the underwriter looks at
- Personal credit
- Licensing and claims history
- Years of experience
Requirements vary by state and by who asks for the bond. Send us the request you received and we will confirm exactly what it calls for.
Common questions
Can I carry insurance instead of a bond?
In some states, yes. North Carolina lets an inspector show net assets, post a bond of $5,000 to $10,000 as the board sets, or carry $250,000 of errors and omissions insurance.
Does Alabama require a home inspector bond?
We could not confirm a bond in Alabama's home inspector law. Call us and we will check the current rule before you apply.
Does the bond protect me if a client sues?
No. The bond protects your clients and the state. If the surety pays a claim, you must pay the surety back.